We don't bank, watch TV or order food like our parents, so why buy a house like they did? SoFi is a lender taking that concept to heart with its awesomely fast and approachable mortgage process. That's not an oxymoron.

■ Buy your dream home sooner with as little as 10% down with no PMI instead of the standard 20%. That's way less saving when you're already paying for rent, student loans, transit and who knows what else.

■ With SoFi’s flexible debt-to-income limits, you may qualify for more financing than what other lenders can offer. That means you can already have student (or other) debt and may still qualify for a mortgage on your dream place.

■ Skip tons of headache with a modern, streamlined application process and see what SoFi can offer you in minutes.

■ Compete against all-cash offers. SoFi loans are underwritten at the pre-approval stage so you can choose to submit offers without financing contingencies.

Sound good? See what SoFi can offer you in 2 minutes at SoFi.com.

This post is a sponsored collaboration between SoFi and Gothamist staff.

SoFi Lending Corp. NMLS # 1121636. Terms and conditions apply. View SoFi mortgage eligibility and licensing details here.