According to the Wall Street Journal, Wells Fargo has been ordered "pay more than $200 million to compensate customers who the judge said were improperly charged millions in overdraft fees." Today, Judge William Alsup of the U.S. District Court of Northern California, ruled that "the San Francisco bank improperly generated excessive overdraft fees for customers by posting transactions in an order that would generate more fees." (The banking industry culls in a whopping $40 billion each year in overdraft fees.) Wells Fargo plans on appealing the ruling. (Pro tip: Credit unions won't nickle and dime you nearly as much, nor make you wallow through as much red tape.)