We already knew that apartments were harder to get than ever, and a new study by the National Low Income Housing Coalition has found that even as home prices continue to decline nationally, foreclosures around the Bay Area have only driven rents sky high, and San Francisco is now the least affordable place in the country to rent a home or apartment.

KQED's Michael Krasny just had some experts talking about this on Forum today, including Joshua Howard, executive director of the California Apartment Association, which is a trade group representing rental owners. You can imagine he inspired a lot of angry listener calls.

Listen to the show below.

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S.F. Apartment Vacancy About as Low as During Dot-Com Era